You nevertheless owe your education loan holders, whether or not the reports have actually dropped off your credit file. For those who have personal loans, you might be outside your state’s statute of limits, and so protected from being sued by the creditors. However if they’re federal loans, that does not use.
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Dear score that is keeping
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There is certainly a wealth of information on the market about that topic, however for the objective of responding to your concern i need to inform you that odds are excellent that yes, your loans is reopened, and yes you need to be concerned that your debt just isn’t really gone.