If you like to accomplish company with a loan provider face-to-face, OneMain Financial can be a good fit. The lending company has very nearly 1,600 branches in 44 states where it provides unsecured loans that are personal borrowers with less-than-perfect credit. Interest levels start at 18per cent and qualified candidates might be able to borrow as much as $20,000.
Many branches readily available for borrowers whom choose to satisfy or grab funds face-to-face
No prepayment penalty in the event that you choose to spend your loan off early
Soft credit pull utilized to test for prequalified offers
High starting rate of interest weighed against several other subprime lenders
Optimum loan quantity of $20,000 is low compared to other loan that is personal
Origination charges and fees that are late be charged in addition to interest expenses
Other information that is important
- Minimum/maximum amount you are able to borrow: $1,500 to $20,000
- APR range: 18percent–35.99%
- Costs: Origination charges could be a flat fee from $25 to $400 or 1percent to 10% of one’s loan quantity, dependant on a state of residence. Belated charges also differ by state and will be since high as $30 per belated re payment or 15% associated with the size of one’s payment per month.